What is a Medicare Advantage plan?

Medicare Advantage plans combine all your Medicare benefits in one plan. Find out how they’re different from Medicare Supplement Insurance.

Taking a vacation is a great way to relax and enjoy quality time with others. Planning the trip can be so easy, too, with all-inclusive options that take care of your travel, hotel and meals for one price.

You can choose a Medicare plan the same way. There are different types of plans available, including all-in-one options that have health and drug coverage plus extra perks.

Want more coverage than Original Medicare?

Original Medicare includes Part A (hospital coverage) and Part B (doctor visits, outpatient care and supplies). But most people want more coverage. Learn about these reasons in Why buy a private plan.

People who enroll in Medicare can choose from different options, depending on the county where you live.

An all-in-one Medicare Advantage plan (also known as Part C) includes Original Medicare, extra coverage and often Part D prescription drug benefits. Let’s highlight some reasons you might like this type of Medicare plan:

  • You’re looking for a plan with a $0 or low monthly premium
  • You want protection with a plan that limits how much you pay each year out of pocket
  • You want one plan with doctor, hospital and often drug coverage
  • You like the convenience of one ID card for all your Medicare coverage and one member services team
  • You’re OK with getting care from a select group of doctors, clinics and hospitals
  • You want more benefits than Original Medicare — extras like coverage for routine hearing and vision exams and in many cases hearing aids, dental, gym memberships and acupuncture
  • You want some coverage when you travel

To help you understand a bit more about these plans, review the questions and answers below. Compare Medicare Advantage to Original Medicare coverage and see if it’s the best fit for you. You can also take this quick quiz to find out, Is a Medicare Advantage plan right for me?

Am I eligible and when can I enroll?
Can I get a $0 or low premium?
What do Medicare Advantage plans cover?
Are there extra benefits and perks?
Does the plan limit how much I pay?
Can I keep my doctors?
Can I use my plan while traveling?
Is emergency care covered?